![]() ![]() It does not include brokerage costs or sales costs. Moreover, investors should understand that the ratio above is a gross expense ratio. These costs cover the dissemination of information to investors, as well as answering investor inquiries. These 12b-1 fees can also include shareholder service fees. These fees get their name from the Securities and Exchange Commission rule that authorizes funds to levy such charges. Many mutual funds classify distribution and marketing fees as 12b-1 fees.
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